TANUWIJAYA, A.; ZAINUL ARIFIN, A. PERSEPSI RESIKO PADA PENGGUNAAN M-BANKING DALAM LAYANAN PERBANKAN DI INDONESIA. Distribusi - Journal of Management and Business, [S. l.], v. 11, n. 2, p. 165–180, 2023. DOI: 10.29303/distribusi.v11i2.308. Disponível em: https://distribusi.unram.ac.id/index.php/distribusi/article/view/308. Acesso em: 22 dec. 2024.